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Yearly Archives: 2017
Can Creditors Report Debts Barred by the Statute of Limitations?
Your financial well-being can take a huge hit if there is negative information on your credit report. It may disqualify you from being approved for a home mortgage or a car loan, or result in your interest rates soaring. In some cases, it may even…
Does a Notice of Garnishment Hearing Eliminate all Your Options?
As you continue to deal with the ever-mounting debt that you have accumulated, it may feel as though you can physically feel the weight of these debts. Having outstanding balances can lead to quite a bit of stress and even if you want to get…
Shocking Hospital Error Statistics Leading to Medical Malpractice Lawsuits
The number of mistakes occurring in hospitals is quite shocking. In fact, a new study has shown that medical errors are considered the third leading cause of death in the country, and these errors result in approximately 250,000 deaths every year. Because of gaps in…
You Can’t Just Declare Bankruptcy
There are many circumstances that people, both young and old, are facing that has them considering declaring bankruptcy. This may not be as easy as one with no experience in this area of law may believe it to be. There are many reasons to choose…
Common and Dangerous Medication Errors | Badgley Law Group
In a report last updated October of last year the FDA declared that medication errors cause at least one death per day and injure about 1.3 million Americans annually. The wrong medication being prescribed by a physician is only one of the many errors that…
Passing the Means Test in Florida
In 2005 a new bankruptcy law was passed to make it harder for those who had run up unsecured debt to declare bankruptcy. The banking industry wanted to have those with higher incomes pay off some of the unsecured debt that these individuals were responsible…
How to File for Bankruptcy with No Money
If you have ever searched online, “how to file bankruptcy with no money,” you have likely come across a few ads offering the so-called free services to file bankruptcy. As with anything else in life, these offers are too good to be true. If you…
How Bankruptcy Impact Your Car and Home Loans?
If you are considering filing bankruptcy, there are likely quite a few thoughts going through your mind. For example, what’s going to happen? Are you going to be able to keep your home? What will happen to your credit rating? Perhaps the most important one…
How a Personal Bankruptcy can Affect Your Credit Score
Many Florida residents who are struggling to cope with their overwhelming debt are reluctant to file for bankruptcy. There are several reasons for this hesitation. Some avoid seeking this type of debt relieve because they think filing under Chapter 13 or Chapter 7 will result…
Oh No! Not Again: Tips on Avoiding a Second Bankruptcy
Going through the process of filing for bankruptcy can be very stressful. Seeking out the help of knowledgeable legal professionals is a must when trying to get through the bankruptcy process with ease. Nearly 600,000 file for bankruptcy each year and most of them are under the…
How to Become a Lean and Mean Debt Paying Machine
Whether you are trying to pay off debts before or after a bankruptcy filing, there are a number of things you need to do to avoid mistakes along the way. Over 94,000 people file for bankruptcy in the state of Florida each year. For those who…
Setting the Record Straight: Common Bankruptcy Myths You Don’t Need to Believe
For years, people have had a number of misconceptions about the bankruptcy process. In some cases, these misconceptions will cause a person not to file for bankruptcy even when they need to. Rather than letting your debts consume your life, you need to reach out…
How To Deal With Creditors Before and After Filing Bankruptcy
Paying bills is a natural part of life. There may come a time when you will have a hard time making ends meet. Losing a job or even being underemployed can cause a variety of financial problems. If you find yourself unable to pay your…
The Doctor is In: Most Common Medical Malpractice Cases Filed Each Year
Going to the doctor is probably something you do on a regular basis without much thought. For the most part, people put a lot of trust into the hands of their doctor. While mistakes are bound to happen in the world of medical care, there…
Tips for Handling the Bankruptcy 341 Meeting
If you have decided to file for bankruptcy, there are several tasks and responsibilities you have. Even a simple Chapter 7 bankruptcy involves a complicated legal procedure in federal court. One of the things you need to understand is the bankruptcy 341 meeting. This is a…
Medical Malpractice Damage Caps Possible in Florida: Is this Unconstitutional?
Thanks to new legislation, doctors who are worried about medical malpractice lawsuits could receive significant relief. While the legislation was approved by a House committee in February of 2017, it is not yet a law in place. If the movement is successful, injured patients may…
Can Your Student Loans be Discharged when You File Bankruptcy?
If you have discovered that the debt you incurred from your student loans is starting to overwhelm you, you are definitely not alone. In fact, according to research, 68% of students who graduate from a public or private college in 2015 had a significant amount…
How to Eliminate Harassing Calls from Your Creditors
If you are facing the unfortunate situation of being behind on your mortgage, car loan, credit cards or other bills, you may also discover that your phone is ringing – all the time. This can be due to debt collection harassment. The goal of this…
What Property You Can Keep When Filing for Bankruptcy
The bankruptcy exemptions are important parts of the bankruptcy system. During a Chapter 7 bankruptcy, exemptions determine what property you can keep when filing for bankruptcy. This includes things such as your home, auto, personal belongings, pension and other property. If certain property is deemed…
Coordinating the Timing of Your Bankruptcy and Your Tax Refund
It’s that time of year when people begin preparing to file their taxes and begin planning on where to spend that anticipated refund. We want to be sure you use your refund in a manner that will be help your bankruptcy go smoothly. If you…
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