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Is my family a factor when filing for bankruptcy?

Knowing you are in an overwhelming amount of debt is stressful. While you may have moments where you think you can get back on top, there are times when you need help with your debt. When you are supporting a family, finding relief from your…

2 primary causes of brain injuries

Brain injuries are often catastrophic and can have a major impact on the way a person lives their life. There are many causes of brain injuries, but two causes stand out above the rest: For people who are under 65 years of age, the primary…

Debts you cannot discharge using bankruptcy in Florida

Being in debt can give you sleepless nights. If you are overwhelmed by debt, one of the options you may consider is declaring bankruptcy. At the very basic, bankruptcy is a legal process that allows individuals and businesses struggling with debt to find relief. However,…

Can you go to jail for your unpaid debts?

When you borrow money or receive services without paying upfront, you have a legal obligation to the creditor. If you fail to make good on that obligation by paying them back, they might ultimately need to take legal action against you. Often, before you find…

Wrong-site surgery causes devastating problems for patients

People who need to have a surgical procedure done should ensure they work with a surgeon who’s well trained and reputable. For planned or elective surgeries, it’s possible to check out the surgeon and make an informed decision. This isn’t possible when the surgery is…

Changes in the law could help discharge student loans

Student loans have long been an issue for many people. They are usually not dischargeable in bankruptcy, so those who struggle to pay them find themselves dealing with debts that continue to grow and harassment from collections agents who want to get paid. Interestingly, the…

Exposure to exotic pets in Florida can result in attacks or bites

We all understand that dogs and other domestic pets can sometimes attack, resulting in a bite or another personal injury. However, as owning exotic pets continues to rise in popularity in and near Orlando, it is wise to practice caution when encountering these animals in…

3 kinds of distractions, other than phones, that cause crashes

For many people, the term distracted driving immediately makes them think of someone texting at the wheel. That is absolutely a concern, but that is only one of the many kinds of distracted driving that people commit.  Even if you never use your phone at…

Autumn drivers must contend with sun glare and fatigue

With the autumn months already in full swing and winter right around the corner, drivers must handle having less and less daylight every day until spring. Nearly every driver would rather be behind the wheel in clear, dry, sunny conditions. Unfortunately, the end of the…

Can filing for bankruptcy affect my job prospects?

One reason why some people hesitate to file for bankruptcy is that they fear it might make them unemployable. Businesses sometimes run credit checks on applicants, as do those considering promoting a current employee. A Chapter 13 bankruptcy will typically stay on your credit report for seven…

Is a dog’s owner responsible if it hurts a person in Florida?

The laws about personal responsibility and injuries are different in every state. That can make it really hard for people to figure out what their rights are when they get hurt on someone else’s property. For example, suppose a dog turns aggressive and bites you…

What happens if I miss a Chapter 13 plan payment?

In Chapter 13 bankruptcy, a debtor does not have to sell their property to eliminate their debts. Instead, they need to repay most of their debts over three to five years, and then some of the remaining debts will be discharged. The debtor will have…

Which debts can you discharge in a bankruptcy filing?

When you lose control of your personal finances, your obligations can pile up to a point where you can’t repay them. Falling a few months behind on your mortgage and your credit card bills might mean that you face aggressive collection tactics while still trying…

Distracted driving involves more than just texting at the wheel

Most trips in your vehicle are uneventful. Although the risk of a crash is always there, it’s easy for drivers to ignore because only a tiny percentage of trips in a vehicle ever involve a close call, let alone a serious collision. Unfortunately, complacency while…

Personal injury claims and bankruptcy in Florida: What to know

What happens in Florida when a personal injury lawsuit and a bankruptcy petition collide? This is a common problem for a lot of folks who find themselves in a financially difficult situation following a car crash or another accident. Understanding your rights and obligations isn’t…

Medical malpractice concerns with telehealth medical care

Last year, many people began relying on digital health care services to meet their medical needs. Some have been using telemedicine for years. Having the ability to obtain a diagnosis and treatment advice over the Internet is convenient, but it is not without medical malpractice…

Which bankruptcy is better for you: Chapter 7 or Chapter 13?

You know you probably need to file for bankruptcy, but the whole process seems confusing and intimidating — especially when you’re trying to decide whether Chapter 7 or Chapter 13 is right for your situation. Learning a little more about the differences between the two can help…

Florida has a power problem

Florida residents are no stranger to power outages, between issues with high winds and hurricanes much of the year. However, there’s another issue that both interferes with the electrical supply and puts people in danger: power companies that don’t do their jobs. The Florida Public…

Can I discharge my student debt if I declare bankruptcy?

If you are suffering from financial distress caused by your student debt, you are not alone. Many Americans have a considerable amount of debt that they cannot pay without a severe struggle, which is why some seek help from the bankruptcy system. As a rule,…

Medical Debt and Chapter 13 Bankruptcy

Studies show that medical debt is the leading cause of bankruptcy in our country, as evidenced by the trending search phrase “problems paying my medical bills.” For the millions of Americans struggling with this burden, filing for bankruptcy with a local attorney can be a tool…

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